Mobile Home Lenders

Below is a list of some lenders that can help with purchasing a mobile home. Most of these companies offer financing for folks with not-so-perfect credit.

And remember, our easy owner financing or rent to own programs can make your dream come true even if you’ve always been turned down before! There’s no reason to wait any longer to move your family into a home of their own.

The following lenders specialize in lending on manufactured homes in mobile home communities, where the borrower owns only the home and not the land. This type of lending is called “Personal Property Lending” or “Chattel Lending.


21st Mortgage
Knoxville, TN
Coverage: National
(800) 955-0021
Vanderbilt Mortgage
Maryland, TN
Coverage: National
(800) 822-0633
Jacksonville, FL
Coverage: National
(800) 522-2013
CU Factorybilt
San Antonio, TX
Coverage: Super Regional
(800) 598-9764
U.S. Bank – MH
Little Rock, AK
Coverage: Super Regional
(501) 975-2215
Fairfax, VT
Coverage: Super Regional
(877) 475-6852
First Federal
Florence, SC
Coverage: Regional
(843) 617-3779

Sterling Acceptance Group does not actively promote these companies, nor make any statements or promises on the services they render. This list is simply for informational purposes.

Updated 10/2014