Mobile Home Lenders

Below is a list of some lenders that can help with purchasing a mobile home.

Most of these companies offer financing for folks with not-so-perfect credit; and remember, our easy long-term leases with purchase option programs can make your dream come true even if you’ve always been turned down before! There’s no reason to wait any longer to move your family into a home of their own. The following lenders specialize in lending on manufactured homes in mobile home communities, where the borrower owns only the home and not the land. This type of lending is called “Personal Property Lending” or “Chattel Lending.”

First Bank

Coverage: Lends in TN, GA, FL, MS, AL, & TX


Legacy Homes

Coverage: Lends only for Legacy Homes


Oxford Bank

Coverage: Lends in IN, IL, MI, OH, WI, & IO


Parklane Finance Solutions

Staunton, VA

Coverage: Lends in GA, FL, SC, NC, VA, MD, KY, OH, & IN


Performance Equity Partners

Coverage: Lends in TX, UT, MN, WI, IL, IN, MI, OH, KY, KS, OK, & CO



Jacksonville, FL

Coverage: National


Vanderbilt Mortgage

Maryland, TN

Coverage: National


21st Mortgage

Maryville, TN

Coverage: National


Approved Credit Services Inc, (ACSI)

Coverage: Lends in NY, PA, FL, MI, OH, LA, SC, OR, WV, & TX



Coverage: Does NOT lend in AK, HI, NY, or RI


CIS Home Loans

Coverage: Lends in AL, KY, FL, GA, IL, IN, LA, MI, MS, MO, NC, OH, OK, SC, TN, & TX


Credit Human

St. Albans, VT

Coverage: Super Regional


CSL Financial

Coverage: Lending in AL, KY, FL, GA, IL, IN, LA, MI, MS, MO, NC, OH, OK, SC, TN, & TX